Jan 20, 2026

What To Know About 10 Ways To Make Quick Cash Online

Written by Micah Gause
|
Edited by Brendan McGinley
woman celebrating laptop desk coffee_iStock-1391953779

In today's digital era, it has become easier to make quick cash online. Whether you're looking for a side hustle or need emergency funds, the internet offers many ways to earn money. Here are effective ways to make money online.

Leveraging your skills on freelancing platforms like Upwork, Fiverr or Freelancer can be a quick way to earn cash. Whether it's writing, graphic design, programming or social media management, these platforms connect you with clients looking for specific skill sets. Start by creating a compelling profile and bidding on projects that match your expertise.

  • Account setup: 24 to 48 hours

  • Getting your first gig: Varies, but sometimes weeks to months

  • Getting paid: Varies by platform

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  • Difficulty: Moderate if you're starting with no experience

  • Upwork, Fiverr and Freelancer charge a fee per project completed through their platforms.

  • It might take a while to get your first job.

  • You are tax liable for all the money you make freelancing.

  • You can be kicked off the platforms for attempting to move clients off the service.

  • You must sign up for an account to bid on projects using Upwork.

  • Each freelancing platform has its own age requirements:

    • Upwork: User must be 18 years of age or older.

    • Fiverr: User must be 18 years of age or older — or 13 years of age or older if a parent or legal guardian owns the account and has granted "appropriate permission."

    • Freelancer: Users must be 18 years of age or older — or 16 if using an adult's account with "permission of the account holder."

Companies are always in search of consumer feedback. Participate in online surveys or join market research groups through sites like Survey Junkie or Swagbucks. While each survey might offer a small payout, they can accumulate over time.

  • Account setup: A few minutes

  • Getting paid: Varies on the tasks you take on and the completion time

  • Difficulty: Easy

  • Survey Junkie and Swagbucks are two of the most beginner-friendly, easy ways to make money online.

  • It takes a while to rack up enough points to redeem.

  • Surveys on Survey Junkie take anywhere from a few minutes to over 30 minutes.

  • Some sites offer cash, while some offer gift cards.

  • If you make over $600 per year, you will held tax liable for all earnings.

  • You must be at least 13 years old to sign up for Swagbucks. If you are under 18, you need permission to access the site from a parent or legal guardian.

  • You must be at least 18 years of age to sign up for Survey Junkie.

E-commerce platforms like eBay, Etsy or Amazon make it easy to sell products online. You can sell handmade goods, resell items or even start a dropshipping business. Understanding market trends and consumer needs can help you choose profitable products to sell.

  • Account setup: Hours to months

  • Getting paid: Days to weeks after the first sale

  • Difficulty: Hard

  • Getting paid doesn't mean you're profiting. Selling products requires an upfront investment in producing the product, marketing, shipping and more.

  • Some shops, like Etsy, take a cut of the price you charge customers.

  • You will need to invest time (as well as money) into selling products.

  • You will be held tax-liable for all earnings.

  • The user must be 18 or older — or 13 or older if a parent or legal guardian owns the account and supervises use.

If you have a blog, YouTube channel or a strong social media presence, affiliate marketing can be lucrative. It involves promoting products or services and earning a commission for every sale made through your referral link. Choose affiliate programs that align with your audience's interests for better success.

  • Account setup: Typically a few days to a week, depending on the approval process

  • Getting paid: Varies but could be monthly or quarterly

  • Difficulty: Moderate to difficult

  • Affiliate sites have to accept you into their affiliate programs.

  • Your site or social media channel may need a certain engagement rate for a brand to work with you.

  • Using affiliate links requires you to disclose your affiliate relationships.

  • Creating content can come with an upfront cost.

  • Blog or social media account with an engaged audience where you distribute content and promote affiliate links.

  • FTC disclosures.

  • Most social media sites have an age requirement of at least 13 years old, and affiliate accounts are typically 18 or older.

If you have a talent for photography, selling your photos on platforms like Shutterstock or iStock can be a quick way to earn money. Businesses and individuals often look for high-quality images for their websites and marketing materials.

  • Account setup: Hours

  • Getting paid: Varies

  • Difficulty: Moderate

  • You should know how to operate a camera (even if it's the one on your phone) and editing software.

  • If you already have a portfolio of your photography, setting up your account will be easy.

  • Make sure you are familiar with copyright law.

  • You must be 18 or older to sell stock photography on most sites.

  • Photos must meet submission guidelines.

If you're knowledgeable in a particular field, consider teaching it online. Platforms like Tutor.com or Teachable allow you to connect with students or create online courses. This can be especially lucrative if you specialize in high-demand subjects like languages, coding, or advanced mathematics.

  • Account setup: Hours

  • Getting paid: Varies — it takes time to build trust as an educator and to create demand for the course material you're selling

  • Difficulty: Easy to moderate

  • Tutor.com pays on a regular schedule.

  • Learn how to use marketing tools to attract students.

  • Teachable has a free account, but the credit card transaction fee for purchases is 10% plus $1.

  • You need a stable internet connection and email address.

  • Be ready to meet the following requirements to become a tutor:

    • Have a Social Security number.

    • Be eligible to work in the U.S.

    • Be available at least a few hours per week

    • Be an expert in your subject area

    • Have a 4-year degree or enrolled at an accredited university

Many businesses seek virtual assistants for tasks like email management, scheduling, data entry or social media management. Websites like Zirtual or Belay offer opportunities to work as a virtual assistant, providing a steady source of income.

  • Getting started: Could take a while, the process is like applying for a job

  • Getting paid: Weeks, roles pay like a normal job

  • Difficulty: Moderate

  • Some roles are 1099, meaning you are tax-liable for all income.

  • Pay and job requirements vary depending on the position.

  • Some jobs may have strict location restrictions.

  • You may be subject to a background check.

  • Experience and references.

  • Some jobs require college experience.

  • Strong internet connection and regular access to a computer.

If you have a knack for creating engaging content, platforms like YouTube, TikTok or Instagram can be monetized through ads, sponsorships and merchandise sales. Consistency and understanding your audience are key to success in this field.

  • Account setup: Minutes

  • Getting paid: Depends on the quality of your content and audience size

  • Difficulty level: Easy to moderate

  • You should spend time learning tactics for building and maintaining an audience.

  • Making money from content creation requires consistency.

  • Learn negotiation skills for contracts.

  • Payment increases as your audience grows.

  • Internet access or cell phone data.

  • Must be of legal age to enter into a contract or have permission from a parent or legal guardian.

For gaming enthusiasts, platforms like Twitch or YouTube Gaming offer opportunities to earn money through streaming. Successful streamers make money from ads, subscriptions, donations and sponsorships.

  • Account setup: Minutes

  • Getting paid: Varies, but will take a while

  • Difficulty level: Moderate

  • Learn best practices for building and maintaining an audience.

  • Many streamers opt to have moderators during their streams to prevent bullying and other negative behavior.

  • Twitch and YouTube Gaming have internal ad programs you can use.

  • Strong, stable internet connection.

  • Each site requires you to meet a certain threshold before you can monetize your channel.

  • Anyone can stream on Twitch, but users under 18 must have parental supervision.

Platforms like Airbnb allow you to rent out a room or your entire home for short periods. This can be a quick way to earn money online, especially if you live in a popular tourist destination.

  • Account setup: Minutes

  • Getting paid: 24 hours after guest check-in

  • Difficulty level: Easy to moderate

  • You'll need quality photos of the space you plan to rent out.

  • If you won't be at home, have written instructions prepared for your guest.

  • You are contractually obligated to provide all the amenities you list in your ad.

  • Check your lease and local laws about short-term renting.

  • You must be at least 18 years old.

While there are many ways to make money online, it's important to research these opportunities. Always be wary of scams and ensure that you're engaging in legal activities. With the right approach, the digital world offers many opportunities to boost your income.

Katie Wudel contributed to the reporting for this article.

The article above was refined via automated technology and then fine-tuned and verified for accuracy by a member of our editorial team.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
Micah Gause
Edited by
Brendan McGinley