Up Your Cash Rewards Online

Unlocking cash rewards has never been more convenient and rewarding. Maximize your cashback and turn everyday purchases into extra money in your wallet.

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How do cash rewards work?

Let's start with the basics. Cash rewards are ways to score money back on purchases you already make. The way most people earn cashback is by using a cashback-earning credit card, but with MoneyLion, you get a percentage of your spending back in your wallet when you shop, take up an offer, or refer a friend to MoneyLion.

Often, the best way to score these rewards is simply to click through the rewards offer before you make your purchase.

For example, say you're interested in buying a new pair of shoes. You can head to the MoneyLion app, go to the Rewards tab, and tap on “Cashback Offers.” There, you can find an exclusive offer for cashback at some of your favorite stores with your RoarMoney^SM account. Tap “Activate now” to claim that deal, and then shop in the window or app that opens.

Be sure to make your purchases only through that window, and to make them with your RoarMoney account. Otherwise, the cash rewards might not apply.

Offers vary, so keep your eyes out for special deals and promotions!

But, like we said, cash rewards aren't just for shopping—you can get rewarded for referring friends, hitting certain milestones, and more. Let's take a look at more ways to earn.

3 ways you can earn cash rewards through MoneyLion

Ready to start filling your wallet with rewards? MoneyLion offers multiple paths to earning cash rewards, and you can mix and match them to maximize your earnings. Let's explore five simple ways to turn your everyday activities into extra cash.

1. Cashback offers with RoarMoney

With your RoarMoney banking account, you can score exclusive cash rewards on purchases at your favorite stores. Shop through offers just for you in the “Cashback offers” section of the “Rewards” tab. Remember, you'll need to activate your deal and only make your purchases in the window that pops up to score your rewards.

2. Cashback with Shake 'N' Bank

Another way to snag cash rewards with a RoarMoney account is with Shake 'N' Bank, our cashback rewards program. Every month, you get 5 Shakes on your qualifying RoarMoney purchases of $10 or more. After you spend, you'll get a notification when you're ready to shake. Choose where you'll deposit your reward: your RoarMoney banking account or a Managed Investing account. Then, you'll shake your phone to earn up to $500. That's right—each $10+ qualifying purchase could net up to $500.

3. Referrals

You can score extra cash just for successfully inviting a friend to MoneyLion! Earn up to $55 (sometimes up to $60 during specific promotions) when a friend you refer signs up for MoneyLion, opens a RoarMoney account, and sets up qualifying direct deposits. The kicker: your friend will also earn $55!

To get started, open the MoneyLion app, go to your profile or the Rewards tab, tap “Referrals” and then tap “Invite friends.”

Tips to maximize your cash rewards

Want to supercharge your cash rewards earnings? While earning money back on purchases is great, there are some savvy strategies that can help you squeeze even more value from your rewards. Here's how to level up your cashback game.

Earn more cash rewards with MoneyLion WOW

MoneyLion WOW is MoneyLion's premium all-in-one membership, and it comes with exclusive cashback rewards for members.

When you're a MoneyLion WOW member, you can earn:

Cashback on select personal loans. Members net an average of $95*
Cashback on EVERY qualifying purchase with Shake 'N' Bank
50% more cash rewards from playing Games in the app
Exclusive deals and discounts on thousands of brands

And there's always new and upcoming ways to score cash rewards as a member.

Learn more: Introducing MoneyLion WOW, One Powerful Membership for All Things Money

Look out for bonus promotions

Every month, you might find added bonuses to cash reward offers! There's always something going on, so be sure to check your MoneyLion app often for fresh ways to score cash rewards.

Save or invest your cash rewards

To get the most out of the money you earn through rewards, it's always smart to set that money aside to help it build. How can you do that? With a savings or investing account.

To get ahead of your savings goals, compare top offers for saving accounts in the MoneyLion app. Open a high-yield savings account with an APY as high as 5.05%, plus earn cashback if you're a MoneyLion WOW member.

To start investing, you can open a Managed Investing account with MoneyLion. You can set up themes that interest you, and get started with your spare change.

Explore ways to earn more in the MoneyLion app

Looking for more ways to boost your income? Explore gigs, side hustles, and income-building offers in the “Earn More” category in our Products & Offers. From playing games or completing surveys, to earning more with freelance opportunities, there's an offer that's right for you.

MoneyLion makes cash rewards easy

Getting cash rewards shouldn't be complicated—and with MoneyLion, it isn't. From your evening takeout to your monthly subscriptions, every purchase is an opportunity to earn something back. Start exploring these rewards options today, and watch your savings grow while you shop, play, refer, and live your best life.