MoneyLion RoarMoney
Powered by Pathward®, N.A., Member FDIC.
Key features
Make money easy
Get paid up to 2 days early1 and access up to $1,000 of interest-free Instacash with direct deposits.Real cashback
Earn up to $500 in cashback on 5 qualifying purchases of $10+ with Shake 'N' Bank rewards every month.Easy investing
Start investing with your spare change using Round Ups.
Make money work for you
Real сashback.
No BS.
Your cash.
Your rules.
Peace of Mind
Always Safe.
Always Secure.
Funds are FDIC-insured up to $250,000.
Debit cards are backed by the benefits and reliability of Mastercard including Price Protection, Zero Liability, Extended Warranty.8
Lock your card instantly in the app anytime.
Zero Minimums.
Zero Hidden Fees.
No Catch.
No ATM fees at 55,000+ Allpoint® locations.6
No minimum balance fees.
MoneyLion WOW members get refunds on foreign transaction fees on purchases.13
Track &
Manage
Track your spending with weekly reports to view your spending habits by category.
Discover new money hacks, content, and personalized insights to level up your finances.9
How it works
Create your account
Create your account and choose your money goals to personalize your experience. It takes just a few minutes.
Easily add funds to your account
Easily add funds to your account via 4 different methods: cash, debit card, direct deposit, or external transfer.
Activate your virtual card
Activate your virtual card in the app to start using it right away.
Make it yours
Make it yours. Choose your favorite color for your physical card and have it shipped to you.
Never overpay to shop
Learn more about Banking
You've got questions. We have answers.
Once we have verified your identity, you can tap the RoarMoney banner in the app or select the RoarMoney product from our listing of products to set up your RoarMoney account in just a few steps! To start making the most of your account, you should link an external bank account and transfer funds or set up direct deposit. Note that you must be 18 years or older and a resident of the fifty (50) United States or the District of Columbia to be eligible for RoarMoney.
If you choose to expedite your physical replacement card, this will incur a $25 fee. This will allow you to receive your card within 2-3 business days.
To receive a physical card, you must first add funds or set up a direct deposit to your RoarMoneySM account in the MoneyLion app. After funding your account, you can order your physical card in the app. Once ordered, we’ll mail you a MoneyLion Debit Mastercard®, which typically arrives within 7-10 business days. You should expect your debit card to reach you by the end of the 10th business day.
If you haven't received your card after 11 business days, please double-check that your address on file is correct using the MoneyLion mobile app (you’ll find your address in the Main Menu by tapping your profile picture). If you need to update your address, click Edit next to the address.
If you have not yet added funds to your RoarMoneySM account, you can learn more about how to add money to your account here.