Jul 7, 2026

5 Used Cars Mechanics Say Are Smarter Buys Than New Models

Written by Laura Beck
|
Edited by Zuri Anderson
5 Used Cars Mechanics Say Are Smarter Buys Than New Models

Buying new means paying full price for a vehicle that loses a chunk of its value the moment it leaves the lot.

Chris Pyle, auto expert at JustAnswer, makes the case that used is often the smarter financial move — and for specific vehicles and categories, the gap between new price and used price is large enough to make the decision obvious.

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Large vehicles are expensive when new — Pyle names Ford F-150s, Super Dutys, Expeditions, Chevy 1500s, 2500s, 3500s, Tahoes and Suburbans as all having high sticker prices that the first owner absorbs in depreciation.

By the time one of these trucks or SUVs hits the used market with reasonable miles, a later buyer can pick up a vehicle that's not particularly old and not particularly worn for considerably less than the original purchase price.

"You can get a nice vehicle with low miles and not that old for much less," Pyle said.

The theory applies broadly across large vehicles — it's the size and original price tag that creates the opportunity, not the specific badge.

These three show up on used car lists for a simple reason: They last. Pyle noted that with proper maintenance, these models run reliably for a long time — and the same holds for many other vehicles from Honda, Toyota and Nissan.

One underrated angle he flagged: Look for examples owned by older drivers. Older car owners tend to maintain their vehicles consistently and drive them conservatively, which means a well-priced used Accord or Camry from the right previous owner can have a lot of life remaining for a buyer willing to look at the ownership history.

These brands depreciate faster than most after about five years of ownership, which creates a buying window that Pyle said is worth paying attention to. The drop in price doesn't necessarily reflect a drop in remaining usefulness; plenty of life is often left in a 5-year-old Kia or Hyundai.

What makes the case stronger is the repair cost side of the equation. Parts for these brands tend to run lower than comparable repairs on other makes, which keeps the total cost of ownership manageable even as the vehicle ages.

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This one is less about a specific make and more about timing — and Pyle's advice here is worth understanding before any used car purchase. When a manufacturer releases a completely new body style or engine, the first model year of that redesign frequently has issues that testing didn't catch. Real-world driving surfaces problems that controlled test conditions miss.

Pyle's rule is that if a model got a new body and engine in, say, 2024, the 2023 (or earlier) is a better used buy than the 2024, and the 2025 may also be worth skipping while the manufacturer works out the kinks. The 2026 (once it's been refined) becomes a safer option again.

Pyle's overarching point is that the vehicle itself matters less than how it was treated. A well-maintained car from a careful previous owner beats a neglected version of a "reliable" model every time. Maintenance history, ownership type and mileage relative to age are the most important factors to consider.

Editor’s note: Photos are for representational purposes only and might not reflect the exact year, make or model of the vehicle(s) listed in this article.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
Laura Beck
Edited by
Zuri Anderson