Don't Turn On the Heat Yet — Here's How To Wait Longer (and Lower Your Bills)
Most people flip on the heat the moment fall gets chilly. But you don't have to — and you probably shouldn't. Your home's indoor temperature should dictate when heating season actually begins, not some arbitrary calendar date or outdoor thermometer reading.
The right strategy involves understanding your actual comfort level, squeezing out every ounce of free warmth from passive sources and resisting the urge to overheat once the furnace kicks in. Timing all of this correctly can meaningfully cut your heating costs.
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Determine Your Comfort Baseline
According to the Tucson Electric Power (TEP) website, the U.S. Department of Energy recommends setting your thermostat to the lowest comfortable temperature during cool months. A common baseline is 68 degrees Fahrenheit while you're home and awake, though your needs may differ.
If your home stays in the 60s during the day and you're comfortable in a sweatshirt, keep the heat off. Pay closer attention to overnight conditions, when indoor temps can drop sharply. (And yes, if you have infants, older adults or family members with special health needs, warmer temperatures may be necessary.)
Exploit Passive Heating
Before touching the thermostat, exploit passive heating. Open curtains and blinds on south- and west-facing windows on sunny days to let natural light warm your space, then close them after sunset to reduce heat loss.
Layer up indoors. Wear warmer clothes, use blankets and close doors to rooms you're not actively heating. Indoor humidity helps too; moisture from washing dishes, laundry or houseplants can make winter air feel warmer (just keep humidity low to avoid condensation and mold).
Once the Heat's On, Don’t Overdo It
When heating finally does become necessary, resist the temptation to crank the thermostat to the high 70s or low 80s to compensate for the cold. The TEP recommended 68 degrees, but feel free to opt for the lowest temperature that's still comfortable.
A programmable thermostat can automate temperature setbacks while you sleep or leave the house. Per the TEP, lowering your thermostat by 10 to 15 degrees for eight hours can reduce annual heating costs by 5% to 15%, depending on your home and system. Clear your vents and change filters regularly too; a furnace that has to work harder through restricted airflow will eat into whatever savings you've gained.
The Bottom Line
Delaying the first use of your heater helps, sure. But the real money-saving move is running it efficiently all season—low comfortable settings, setbacks while you sleep or work and basic maintenance. Stack these habits together and your heating costs won't spiral. Start by keeping your thermostat and your impulses in check.
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
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