6 Crossovers To Think Twice About in Retirement
As you enter retirement, your vehicle needs often shift toward practicality, reliability and, of course, cost efficiency. The last thing you want is to spend your hard-earned savings on a crossover that becomes a financial or logistical headache.
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And while crossovers dominate the auto market, thanks to their versatility and elevated seating position, not all are created equal. Here are some crossovers to avoid in retirement.
Luxury Crossovers With High Maintenance Costs
Luxury brands like BMW, Mercedes-Benz and Audi produce crossovers that are undeniably stylish and packed with features. However, they often come with high upfront costs and even higher maintenance and repair bills. Once the warranty expires, servicing luxury crossovers can cost thousands annually. Additionally, luxury vehicles often require premium fuel, adding another layer of expense.
Why: Maintenance costs, expensive parts and depreciation.
Examples to avoid:
BMW X3
Mercedes-Benz GLC
Audi Q5
Overly Large Crossovers
While spacious interiors can be appealing, excessively large crossovers can be cumbersome for retirees who no longer need to haul around a family. Models like the Chevrolet Traverse or Ford Explorer can be difficult to park, less fuel-efficient and unnecessarily big for retirees’ typical needs.
Why: Reduced fuel efficiency, challenging to maneuver and higher insurance costs.
Examples to avoid:
Chevrolet Traverse
Ford Explorer
Toyota Highlander (in its largest configurations)
Sporty Crossovers
Sporty crossovers might seem fun, but they often come with stiff suspensions, less comfortable rides and higher insurance premiums. Models marketed for performance, like the Porsche Macan or Alfa Romeo Stelvio, are not designed with comfort or practicality in mind, which are essential for retirees.
Examples to avoid:
Porsche Macan
Alfa Romeo Stelvio
Mazda CX-50 Turbo
Why: Harsh ride quality, high costs and impractical performance focus.
Crossovers With Poor Reliability Records
Some crossovers are notorious for reliability issues, which can lead to frequent trips to the mechanic and unplanned expenses. For retirees on a fixed income, this can be a significant source of stress. Common offenders include models with problematic transmissions or excessive electronic features prone to malfunction.
Examples to avoid:
Ford Escape (Certain model years with transmission issues)
Jeep Cherokee (Known for reliability problems)
Land Rover Discovery Sport (Expensive and unreliable)
Why: Frequent repairs and mechanical problems.
Crossovers With Outdated Safety Features
Safety should always be a top priority, but especially in retirement. Older crossover models or budget options that skimp on advanced safety features like blind-spot monitoring, adaptive cruise control and automatic emergency braking may put you at unnecessary risk.
Why: Lack of modern safety technology and lower crash-test ratings.
Examples to avoid:
Mitsubishi Eclipse Cross
Dodge Journey
Nissan Rogue (Older models with subpar safety ratings)
Crossovers With Poor Fuel Efficiency
With gas prices fluctuating, fuel efficiency remains an important consideration. Some crossovers, especially those with larger engines or outdated powertrains, can be gas guzzlers. This can quickly eat into a retiree’s budget.
Why: High fuel consumption and costly refueling.
Examples to avoid:
Subaru Ascent
Volkswagen Atlas
Infiniti QX60
When choosing a crossover in retirement, prioritize reliability, comfort, safety and cost-efficiency over flashiness or unnecessary size. Look for models with low maintenance costs, excellent fuel economy and modern safety features. Investing in a dependable and practical crossover will ensure you can enjoy your retirement without worrying about car troubles or excessive expenses.
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This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
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