Jun 16, 2026

5 Costco Perks That Can Save You Money Without Buying in Bulk

Written by Gabrielle Olya
|
Edited by Brendan McGinley
5 Costco Perks That Can Save You Money Without Buying in Bulk

It's easier than you think to justify that Costco membership.

Costco memberships start at $65, so it’s fair to wonder if the fee is really worth it. While bulk buys get most of the attention, they’re not the only way to save. In fact, some of Costco’s lesser-known services can deliver real savings on travel, healthcare and more.

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Here are some Costco services that can help you save — even if you rarely buy in bulk. These buys instantly earn back the annual fee.

Also See: The Best Costco Buys for the Money Right Now

Costco offers its members discounted vacation packages, hotel deals, cruises, rental cars and more. Perks include access to exclusive savings and amenities, special member rates and a free additional driver on rental car bookings and a Costco gift card with all cruise bookings.

Costco’s Live Event Ticket Hub lets members buy discounted sports and concert tickets directly from official partners, which can mean lower prices and fewer risks than with third-party sellers.

Healthcare costs continue to rise, making Costco’s health-related discounts especially valuable. Members get access to:

  • Lower prescription costs and discounted drugs, even without insurance

  • Free hearing tests

  • Discounted pet insurance and lower prices on pet medications

  • Discounts on prescription glasses, sunglasses and contact lenses

  • Competitive pricing for fertility medication

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If you're planning any home renovations, you may be able to benefit from all of the discounted services Costco offers. These include:

  • Bathroom remodels

  • Awnings, screens and shade installation

  • Custom closet and storage design

  • Blinds, shades and shutters

  • Flooring and carpet

  • Countertops

  • Garage doors and openers

Homeowners can also take advantage of discounts on generators, HVAC systems, major appliances and more.

Many members offset their entire membership cost with gas savings alone — but Costco offers more than just low fuel prices. Members can buy discounted tires and even score big deals when they buy or lease a new vehicle. They can also save on auto parts and services, auto insurance and car washes at some locations.

Taken together, these services can help many members offset — or even exceed — the cost of a Costco membership without relying on bulk shopping.

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This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
Gabrielle Olya
Edited by
Brendan McGinley