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MoneyLion Shake N’ Bank Cashback Promotion Terms and Conditions

Terms and Conditions

Updated as of February 7, 2024

This MoneyLion Shake ‘N’ Bank Cashback Promotion is a supplement to, and is incorporated into and made a part of, the MoneyLion Rewards Program Terms and Conditions (the “Terms”), all of which apply to this promotional supplement. Capitalized terms not defined herein shall have the meanings ascribed to them in the Terms.

With the MoneyLion Shake ‘N’ Bank Cashback Promotion, you can earn Cashback Rewards on all Qualified Purchases (as defined below) that you make with your MoneyLion Debit Mastercard®️ or RoarMoney Virtual Card once you successfully complete the “Shake ‘N’ Bank” actions described in this supplement. MoneyLion customers are eligible to receive a maximum of five Cashback opportunities per month, unless they are enrolled in the WOW Membership Program or the Credit Builder Plus Membership Program, in which case they enjoy the benefit of unlimited Cashback opportunities each month (which remain subject to the maximum amounts set forth below). Any Cashback Rewards you earn under this promotion will accrue and be credited to your RoarMoney Account or Advisory Account, as further detailed below.

“Qualified Purchase” for this MoneyLion Shake ‘N’ Bank Cashback Promotion means any purchase of at least $10.00 in a single transaction that you make with your MoneyLion Debit Mastercard®️ or RoarMoney Virtual Card. Qualified Purchases do not include balance transfers, cash advances, ATM transactions, finance charges, fees, interest charges, gambling transactions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, unauthorized/fraudulent transactions and certain other charges. Transactions that are not Qualified Purchases do not qualify for Cashback Rewards Consideration.

After you have made a Qualified Purchase, you will receive a push notification or link on your mobile device from MoneyLion prompting you to physically “shake” your device within a certain amount of time. To receive your Cashback Rewards for the Qualified Purchase, click the push notification or link and shake your device until you are notified of the Cashback Reward that you have received. Alternatively, you can access the Shake ‘N’ Bank feature for your Qualified Purchases on the Rewards Activity page of the MoneyLion App. Follow the prompt within the MoneyLion App and then click the Shake ‘N’ Bank icon until you receive your Cashback Reward notification. Your opportunity to receive Cashback Rewards may expire if you do not successfully complete the Shake ‘N’ Bank activity within a time period disclosed to you in the MoneyLion App.

For each Shake ‘N’ Bank opportunity, you can earn Cashback Rewards (once awarded as a cash equivalent) between $0.01 and up to five times the amount of the applicable Qualified Purchase, subject to a maximum of $500.00 per Qualified Purchase. The amount of Cashback Rewards you earn is determined using a randomized, weighted algorithm with smaller Cash Back Rewards being awarded more frequently than larger ones. Minimum amounts of Cash Back Rewards may vary based on the amount of your Qualified Purchase, and Cashback Rewards for a certain number of initial Qualified Purchases may be greater than those generated by the randomized algorithm. There is no limit to the total amount of Cashback Rewards you can earn under this promotion, though you will not be able to earn more than your purchase amount (subject to the $500.00 maximum) on any given Shake ‘N’ Bank opportunity. If you process your Qualified Purchase as a “debit” transaction, any Cashback Rewards you earn will generally be credited to your RoarMoney Account or Advisory Account in near real time after you complete the Shake ‘N’ Bank activity. If you process your Qualified Purchase as a “credit” transaction and complete the Shake ‘N’ Bank activity, your Cashback Rewards will be shown as pending until the Qualified Purchase settles, after which the Cashback Rewards will be credited to your RoarMoney Account or Advisory Account. Any pending Cashback Rewards associated with “credit” transactions that do not settle within 14 days of authorization of the transaction will expire and you will no longer be able to receive Cashback Rewards in connection with that transaction. MoneyLion receives transaction data from third-party merchants and payment processors. MoneyLion will not be responsible for any failure of a merchant or payment processor to provide timely or accurate information regarding a purchase to MoneyLion.

MoneyLion has established a daily pool of at least $1000 in CashBack Rewards for rewards up to the amount of the Qualified Purchase (with a maximum reward of $120) and a separate daily pool of at least $500 in Cashback Rewards for rewards of five times the amount of the Qualified Purchase (with a maximum reward of $500), in each case to be randomly awarded in connection with this promotion. If any daily Shake ‘N’ Bank cash pool is exhausted on a given day, the randomized algorithm will no longer be used to determine Cashback Rewards. Instead, anyone completing a Shake ‘N’ Bank activity for a Qualified Purchase after each daily pool is exhausted on that day will receive the minimum amount of Cashback Rewards that MoneyLion has designated for the Qualified Purchase (based on the transaction amount). Each daily pool may not be awarded in full each day. Unawarded amounts of each daily pool will expire and will not roll over to the next day. MoneyLion will not inform users if each daily Shake ‘N’ Bank cash pool is exhausted. MoneyLion may, from time to time and without notice, during this MoneyLion Shake ‘N’ Bank Cashback Promotion, modify the amount allocated to each daily pool.

The MoneyLion Shake ‘N’ Bank Cashback Promotion is designed to be compatible with mobile devices that support the MoneyLion App. Additionally, the functionality of the Shake ‘N’ Bank feature may become disconnected or disabled as a result of poor connections or speeds or other technological limitations. MoneyLion, Pathward and their respective affiliates, directors, officers, employees, contractors, agents and representatives shall not be liable for any incompatibility or inoperability of your mobile device or lack of functionality of the Shake ‘N’ Bank feature or for any damage or injury that may result from using the Shake ‘N’ Bank feature.

This MoneyLion Shake ‘N’ Bank Cashback Promotion offer applies to Qualified Purchases made on and after November 1, 2021 and shall continue indefinitely until canceled or modified by MoneyLion. This promotional supplement will be updated to reflect any cancellation or modification of the MoneyLion Shake ‘N’ Bank Cashback Promotion.

Bank Disclosures

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

This promotion is not a Pathward product or service.

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