How To Earn Cashback
Here’s what you need to do in a few easy steps:
- Click on the eligible cashback offer directly in the MoneyLion app.
- Activate offer by completing the signup process on our partner’s website.
- Check your inbox for a confirmation email. Your cashback will be available for you in the Rewards tab in the MoneyLion app by December 10, 2023.
MoneyLion does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party’s failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
Explore Eligible Cashback Offers
Earn cashback on qualifying offers for a limited time! See below for a full list of eligible offers:
| Eligible Cashback Offers | Cashback Reward |
| MoneyLion Credit Builder + 1 | $20, eligible for new enrollments only |
| Chime Credit Builder Visa Credit Card | $20 |
| StellarFi | $20 |
| Self | $20 |
| Extra | $20 |
| Experian | $20 |
| Lexington Law | $20 |
| Chime SpotMe | $20 |
| Brigit | $20 |
| KashKick | $5 |
| Swagbucks | $5 |
| MoneyLion Referral3 | Up to $60 |
1 Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. A soft credit pull will be conducted which has no impact to your credit score. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by DriveWealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states.
Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.
Credit score improvement is not guaranteed. A soft credit pull will be conducted which has no impact to your credit score. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. MoneyLion is not a Credit Services Organization.
2 Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
3 Referral Promotion is subject to Terms and Conditions and runs from November 16, 2023 through December 4, 2023. This promotion is sponsored by MoneyLion Technologies Inc. See Terms and Conditions here.
4 MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
5 Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Funded managed investing accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000)
Terms & Conditions
Promotion
The MoneyLion Holiday Cashback Promotion (the “Promotion”) is a limited time campaign that begins on November 20, 2023 at 12:00 AM ET and ends on the earlier of (A) December 4, 2023 at 11:59 PM ET and (B) the date that MoneyLion determines, in its sole discretion, to terminate this Promotion (the “Promotional Period”).
This Promotion is offered by MoneyLion Technologies Inc. (together with its affiliates, “MoneyLion”), P.O. Box 1547, Sandy, Utah 84091-1547. MoneyLion will be the official timekeeper for the Promotion.
Eligibility
This Promotion is available to any valid and registered MoneyLion user who is a legal resident of the 50 United States or the District of Columbia and has reached the age of majority in their state as of the beginning of the Promotional Period (each, an “Eligible Participant”). Note, additional eligibility criteria may apply to access or otherwise use the Rewards (as defined below) earned in this Promotion. See below under “Rewards” for additional information.
Notwithstanding the foregoing, the following classes of persons are not eligible to participate in the Promotion: employees, officers and directors of MoneyLion and its respective franchisees, affiliated companies, subsidiaries, distributors, retailers, printers, advertising and promotion agencies, and any and all other companies associated with the design or execution of this Promotion (collectively “Released Parties”), and the members of the immediate families or households of any of the above. “Immediate family members” includes, for purposes of this Promotion, parents (including in-laws), grandparents, siblings (including step-siblings), children (including step-children), grandchildren (including step grand-children) and each of their respective spouses.
Promotion Entry Requirements
With respect to each offer set forth in the table below which is eligible for this Promotion (each, an “Eligible Offer”), in order to receive the applicable Reward, Eligible Participants must complete all of the following steps during the Promotional Period (with respect to each Eligible Offer, a “Qualifying Transaction”):
- Click on the Eligible Offer card in the MoneyLion mobile application
- Complete the “Qualification Criteria” described in the table below. Other than “MoneyLion Referrals,” Rewards are only available to first-time Eligible Participants enrolling in the applicable product or service.
| Eligible Offer | Qualification Criteria | Reward Points | Equivalent Cashback Value |
| Chime Credit Builder Visa Credit Card | Create a new Chime account and download the Chime mobile application. | 2,000 points | $20.00 |
| StellarFi | Enroll in StellarFi Credit Building Product | 2,000 points | $20.00 |
| Self | Enroll into Self Credit Building Product | 2,000 points | $20.00 |
| Extra | Sign up for Extra Card | 2,000 points | $20.00 |
| Experian | Enroll in Experian Boost | 2,000 points | $20.00 |
| Lexington Law | Sign up for LexingtonLaw Credit Builder Product | 2,000 points | $20.00 |
| Chime SpotMe | Create a new Chime account and download the Chime mobile application. | 2,000 points | $20.00 |
| Brigit | Enroll in Brigit Cash Advance Product OR Brigit Credit Builder Product | 2,000 points | $20.00 |
| KashKick | Sign up for KashKick | 500 points | $5.00 |
| Swagbucks | Sign up for Swagbucks | 500 points | $5.00 |
| MoneyLion Credit Builder Plus | Enroll in MoneyLion Credit Builder Plus | 2,000 points | $20.00 |
| MoneyLion Referral | Refer a friend to sign up for MoneyLion. See applicable Terms and Conditions here. | N/A | Up to $60.00 |
Completing the applicable Qualification Criteria requires successfully enrolling in or signing up for the relevant product and/or service relating to the Eligible Offer, as determined by MoneyLion’s third-party partners in their sole discretion, including providing all valid consumer, payment and other required information to enroll in or sign up for the product and/or service. Enrollment in or signing up for a product and/or service in the Eligible Offer may involve fees or other charges. See terms and conditions of the Eligible Offer for additional information.
MoneyLion does not determine eligibility for the Eligible Offers of its third-party partners and is not responsible or liable for any determinations made by its third-party partners regarding eligibility or whether or not an Eligible Participant has completed all necessary steps to successfully enroll in or sign up for the applicable product and/or service.
Rewards
For each Qualifying Transaction that an Eligible Participant successfully completes, the Eligible Participant will receive the relevant reward set forth in the table above relating to such Eligible Offer (the “Rewards”). Each Eligible Participant is eligible to receive the applicable Reward corresponding to each Eligible Offer only once in this Promotion. The approximate retail value of each Reward is set forth in the table above under “Equivalent Cashback Value.” Eligible Participants will forfeit their Reward if their MoneyLion account is not in good standing, as determined by MoneyLion in its sole discretion, or if the Eligible Participant is otherwise unable to receive the Reward.
For all Eligible Offers other than the “MoneyLion Referral,” Rewards will be rewarded in the form of reward points (the “Reward Points”) by no later than December 10, 2023, subject to any delays or other circumstances which may delay the deposit of any Reward Points, pursuant to the terms and conditions of the MoneyLion Rewards Program available here. For additional information regarding how to redeem the Reward Points for cash credits, see here.
For the “MoneyLion Referral” Eligible Offer, Rewards will be rewarded in the form of a cashback deposit pursuant to the terms and conditions of the “$10 Referral + $50 Direct Deposit Limited Time Promotion 2023” available here.
MoneyLion reserves the right at its sole discretion to substitute the Reward with another prize of equal value in the event that the stated Reward is not available. Rewards are not transferable or assignable until awarded.
Miscellaneous
MoneyLion will issue each Eligible Participant who receives Rewards any applicable tax forms if required by law. Eligible Participants are solely responsible for any federal, state or local taxes that may be associated with receiving a Reward, and should consult with their own financial, tax and/or legal advisor(s) regarding the same.
In its sole discretion, MoneyLion may change or terminate this Promotion at any time without notice to you. MoneyLion reserves the right to review and disqualify, at any time and in its sole discretion, any Eligible Participant from participating in this Promotion if they do not comply with these Terms and Conditions or otherwise receive a Reward in a manner inconsistent with these Promotion terms. MoneyLion further reserves the right not to honor and/or seek return and/or reimbursement of any Reward which, in MoneyLion’s sole discretion, was solicited in a manner inconsistent with these Terms and Conditions. MoneyLion may choose to withhold or claw back any Reward that a purported Eligible Participant may receive under this Promotion if MoneyLion believes that they engaged in fraud, did not satisfy the eligibility requirements or violated these Terms and Conditions.
By accepting the Reward, the Participant agrees to fully release the Released Parties from any and all liability whatsoever for any injuries, losses or damages of any kind by participating in this Promotion or in connection with the Reward, including acceptance, possession or use/misuse of the Reward.
General
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
This Promotion is in no way sponsored, endorsed or administered by Pathward, Mastercard or any other third party, including Apple or Google. Neither Pathward, Mastercard nor any other third party, including Apple or Google, have any responsibility or liability with regard to this Promotion.