MoneyLion Credit Builder Plus
A membership dedicated to help build your credit health.
Our members have improved their credit scores by 25+ points within 60 days.1
Our members have improved their credit scores by 25+ points within 60 days.1
Key features
Strengthen creditTrack your credit health with enhanced Credit Monitoring and access a Credit Builder Loan to help build credit.
Unlock rewardsComplete challenges designed to help you build credit and earn cash rewards.
Stay credit fitGet personalized insights, content and education to help boost your credit health.
Build credit by hitting your payment reps
Apply for a Credit Builder Loan up to $1,000 with no hard credit check.
Build your credit over 12 months with on-time repayments reported to all three credit bureaus: TransUnion, Equifax, and Experian.
Track progress with weekly credit score updates and insights on your credit health.
Earn rewards for your credit gains
Get rewarded for engaging in credit-building activities and earn up to $19.99 cashback every month to help cover your membership cost!
Log in to check your credit score and maintain streaks to score points.
Make purchases of $10+ using your MoneyLion Debit Mastercard® or RoarMoney℠ virtual card.
Learn more about Lion’s Share Loyalty Rewards Program.
Keep your credit score in peak condition
Keep your credit safe with automated alerts to help detect any changes that can affect your credit score.
Access personalized insights, tools, content and education to boost your credit health.
Learn more about building your credit
Start your credit-building journey today with unrivaled benefits for $19.99/mo
You've got questions. We have answers.
Look for lenders that report to all three credit bureaus, offer pre-qualification (no hard credit check), and low APR. MoneyLion’s Credit Builder Plus membership offers a Credit Builder Loan, plus exclusive tools to track your progress and gather insights on your credit health.
No, it’s generally not hard to get a credit building loan because they’re designed to help people with little to no credit history, or those looking to improve their credit score. Lenders offering credit builder loans typically don't focus on your credit score during the approval process. Instead, they want to see that you’ll be able to make regular payments.
The amount a credit builder loan can raise your credit score depends on several factors, like your current credit profile and how consistently you make on-time payments. While there’s no guaranteed number, MoneyLion’s Credit Builder Plus membership offers a credit builder loan that’s been proven to improve members’ credit scores by 25+ points in 60 days.*
Have more questions about MoneyLion Credit Builder Plus?
Ask
MoneyLion AI