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Marketplace services offered through ML Enterprise Inc. d/b/a Engine by MoneyLion | Terms of Service | Privacy Policy | NMLS #1475872 | Disclosures
  1. Borrow, earn, win, and learn about money with the #1 finance app in the App Store as of December 2024.
The offers that appear on this page are from third-party companies from which MoneyLion and/or ML Enterprise Inc. (d/b/a Engine by MoneyLion) may receive compensation. This compensation may influence the selection, appearance, and/or order of appearance of the presented offers. The offers displayed may not include all companies or all offers that may be available to you. You will not be charged for receiving and browsing these offers, but if you choose to access or use any of these third-party products, you may incur fees. The third-party products are subject to the provider’s terms and conditions and privacy policy, and are not guaranteed by MoneyLion.
Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash Terms and Conditions for more information and eligibility requirements.
Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder loans and other exclusive services.
Credit Builder loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are offered by affiliates of MoneyLion and subject to approval. The Credit Builder loan may require a portion of the loan proceeds to be deposited into a Credit Reserve Account maintained by ML Wealth LLC and held in non-marginable securities by DriveWealth LLC, member SIPC and FINRA. Not available in all states.
Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.
Credit score improvement is not guaranteed. A soft credit pull will be conducted that has no impact to your credit score. Credit scores are independently determined by credit bureaus. Data was sourced from credit score data from over 147,500 Credit Builder Plus members with an active loan between January 1, 2020, and March 15, 2024. Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.
Rewards are subject to terms and conditions.
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Generative artificial intelligence ("Gen AI") is a new and rapidly evolving technology. Any services which use Gen AI ("GenAI Services") are offered to you “as-is”, and MoneyLion makes no representations or warranties with respect to the Gen AI Services or any outputs created using Gen AI ("Outputs"). Your use of the Gen AI Services is solely at your own risk and may result in Outputs that contain material inaccuracies. Do not rely, or encourage others to rely, on any Outputs without independently evaluating and verifying their accuracy and appropriateness of use, including through human. Do not rely on Output as financial, legal or tax advice and always consult with a qualified professional on such topics.
MoneyLion WOW Membership unlocks access to exclusive offers and services. Membership costs $9.99/month billed monthly, $54.90 for a six-month term, and $99.99 for an annual term. Members on six-month or annual terms who cancel within the first month will receive a refund for unused months. Membership will auto-renew until canceled. Cancel anytime in the app. View your Membership Agreement for full terms and conditions. Some services may not be available in all states.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.