MoneyLion Referral Program Terms and Conditions

Promotion

The MoneyLion Referral Program (the “Promotionˮ) begins on December 20, 2024 at 12:00 AM ET and ends at a date and time to be determined by MoneyLion Technologies Inc. (“MoneyLionˮ) in its sole discretion (the “Promotional Periodˮ).

The Promotion is offered by MoneyLion and is subject to the terms and conditions outlined below.

Eligibility

This Promotion is available to (A) MoneyLion users who (i) receive an invitation to participate in this Promotion directly from MoneyLion through an official email regarding the Promotion or through the MoneyLion mobile application (the “MoneyLion Appˮ) and (ii) have a RoarMoney SM demand deposit account in good standing (each, a “Referrerˮ); and (B) those individuals who (i) have a direct, personal and non-commercial relationship with the Referrer, (ii) are not MoneyLion users and (iii) receive an invitation and referral code to join MoneyLion, as described below, from a Referrer (each, a “Referred Individualˮ). Referrers and Referred Individuals are referred to together herein as “Participants.ˮ

Referred Individuals who currently have any account with MoneyLion or have previously had any account with MoneyLion are not eligible to participate in this Promotion.

Entry Requirements

Participants must complete the actions set forth below during the requisite period indicated below (such period, the “Reward Timeframeˮ) in order to earn the associated Rewards (as defined below):

Actions required during Promotion Period	Reward
1. The Referrer must send a Referred Individual their unique referral code by following the prompts in the MoneyLion App. 2. The Referred Individual must download the MoneyLion App and successfully register as a MoneyLion user. 3. When prompted during the registration process, the Referred Individual must input the unique referral code sent by the Referrer. 4. The Referred Individual must successfully open a RoarMoney account.	$5.00, which may be awarded in the form of cash credited to each of the Referrer and the Referred Individualʼs RoarMoney accounts or Reward Points (as defined below) credited to each of the Referrer and the Referred Individualʼs (“$5 Bonusˮ). See below under “Rewardsˮ for more information regarding potential future “Additional Bonuses.ˮ
Actions Required Within 60 Days of Referred Individual RoarMoney Account Opening	Reward
1. The Referred Individual must successfully complete an automatic payroll direct deposit switch of the Referred Individualʼs paycheck to their RoarMoney account. 2. The Referral Individual must have at least $100.00 direct deposited* to their RoarMoney account a minimum of two (2) times.	$50.00, which may be awarded in the form of cash credited to each of the Referrer and the Referred Individualʼs RoarMoney accounts or Reward Points credited to each of the Referrer and the Referred Individualʼs (“$50 Bonusˮ)

* Each direct deposit must be recurring (meaning the deposit must be made more than once) and made by the Referred Individualʼs employer, payroll provider or benefits payer in the form of an Automated Clearing House (“ACHˮ) direct deposit and must be successfully detected in the Referred Individualʼs RoarMoney account by MoneyLion in order to complete the required action, which may take several pay cycles. Bank ACH transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App or Venmo, mobile check funds, tax refunds (state and federal), economic impact payments or similar state or federal payments and cash deposits do not qualify under this Promotion.

Neither the Referrer nor the Referred Individual will be able to participate or earn Rewards from the Promotion if the Referred Individual completes the qualifying actions outside of the Reward Timeframe.

Rewards

The $5 Bonuses and $50 Bonuses are each referred to herein as a “Rewardˮ and, collectively, the “Rewards.ˮ From time to time during the Promotional Period, as indicated on the MoneyLion App or in other communications from MoneyLion, Participants may be eligible to earn additional amounts as communicated by MoneyLion to such Participants for completing certain qualifying actions within a required timeframe (an “Additional Bonusˮ), which shall also be considered “Rewardsˮ hereunder.

The form in which each Reward is awarded shall be determined by MoneyLion in its sole discretion.

Rewards that are credited as cash to the Participantʼs RoarMoney account will be deposited into the Participantʼs RoarMoney account as applicable within fourteen 14 days of completing the stipulated action(s), subject to any delays or other circumstances which may delay the deposit of any reward. By participating in this Promotion, each Participant authorizes MoneyLion or its agent to deposit any Reward into their RoarMoney account. A Participant may forfeit their Reward if their RoarMoney account is not in good standing, including if it is closed, suspended or was not opened, or is otherwise unable to receive the Reward, as determined by MoneyLion in its sole discretion.
Rewards that are rewarded in the form of reward points (the “Reward Pointsˮ) generally will be rewarded promptly once earned, subject to any circumstances that may delay the deposit of any Reward Points, pursuant to the MoneyLion Rewards Program Terms and Conditions (which may be modified by MoneyLion from time to time pursuant to such MoneyLion Rewards Program Terms and Conditions). For additional information regarding how to redeem Reward Points for cash credits, see help.moneylion.com.

At all times, (A) any Referred Individual is only eligible for one (1) $5 Bonus and one (1) $50 Bonus, and (B) any Referrer is only eligible for one (1) $5 Bonus and one (1) $50 Bonus for each Referred Individual who completes the stipulated actions above within the relevant time period. In no instance shall a Referrer receive more than one (1) $5 Bonus and one (1) $50 Bonus for the same Referred Individual.

For the avoidance of doubt, if a Referred Individual does not input a valid referral code when prompted by MoneyLion, the applicable Referrer and such Referred Individual will not be eligible to receive Rewards under this Promotion. If a Referrer refers a Referred Individual who inputs an incorrect (i.e., not the referral code of the Referrer) but valid referral code belonging to a different Referrer, the Referred Individual and the third party that is assigned such valid referral code will be eligible to receive the applicable Rewards under this Promotion. A Referred Individual cannot change or add a referral code after registering to become a MoneyLion user.

Each Referred Individual acknowledges that by inputting the unique referral code received from a Referrer, which may result in the payment of the $5 Bonus and the $50 Bonus to the Referrer, the Referrer will become aware that the Referred Individual has registered to become a MoneyLion user and opened a RoarMoney account and, if applicable, has switched their direct deposit to their RoarMoney account and received at least two (2) direct deposits of $100.00 or more into their RoarMoney Account.

Miscellaneous

MoneyLion will issue each Participant any applicable tax forms if required by law. Participants are solely responsible for any federal, state or local taxes that may be associated with receiving a Reward, and should consult with their own financial, tax and/or legal advisor(s) regarding the same.

In its sole discretion, MoneyLion may change or terminate this Promotion at any time without notice to you. MoneyLion reserves the right to review and disqualify, at any time and in its sole discretion, any Participant from participating in this Promotion if they do not comply with these terms and conditions or otherwise receive a Reward in a manner inconsistent with these Promotion terms. MoneyLion further reserves the right not to honor and/or seek return and/or reimbursement of any Reward which, in MoneyLionʼs sole discretion, was solicited in a manner inconsistent with these terms and conditions. MoneyLion may choose to withhold or claw back any Reward that a purported Participant may receive under this Promotion if MoneyLion believes that they engaged in fraud, did not satisfy the eligibility requirements or violated these terms and conditions. By accepting the Reward, the Participant agrees to fully release MoneyLion, its employees, officers and directors and its respective franchisees, affiliated companies, subsidiaries, distributors, retailers, printers, advertising and promotion agencies, and any and all other companies associated with the design or execution of this Promotion from any and all liability whatsoever for any injuries, losses or damages of any kind by participating in this Promotion or in connection with the Reward, including acceptance, possession or use/misuse of the Reward.

General

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

This Promotion is in no way sponsored, endorsed or administered by Pathward, Mastercard or any other third party, including Apple or Google. Neither Pathward, Mastercard nor any other third party, including Apple or Google, has any responsibility or liability with regard to this Promotion.

Data rates may apply.

$5 Referral + $50 Direct Deposit Bonus Promotion 2022-2024

Promotion Period

The $5 Referral +$50 Direct Deposit Bonus Promotion (the “Promotion”) starts on January 24, 2022 at 12:00 AM ET and ends on July 31, 2024 at 11:59 PM ET (the “Promotion Period”). The Promotion is offered by MoneyLion Technologies Inc. (“MoneyLion”).

Eligibility

This Promotion is available to MoneyLion users who receive an invitation to participate in this Promotion directly from MoneyLion and have a RoarMoneySM demand deposit account (“RoarMoney account”) in good standing (each a “Referrer”) and those individuals that have a direct, personal and non-commercial relationship with the Referrer who are not MoneyLion users, and who receive an invitation and referral code to join MoneyLion, as described below, directly or originating from a Referrer (each a “Referred Individual”). Referred Individuals who currently have any account with MoneyLion or have previously had any account with MoneyLion will not be eligible to participate in this promotion. Referrers and Referred Individuals are referred together below as “Participants”.

The Promotion

Referrers who receive the Promotion email or see the Promotion information in the MoneyLion mobile application (the “MoneyLion App”) will have to complete the tasks stipulated below within the Promotion Period to be eligible to participate or earn rewards from the Promotion. Neither the Referrer nor the Referred Individual will be able to participate or earn rewards from the Promotion if the Referred Individual creates a RoarMoney account past the Promotion Period. When the Referred Individual completes the stipulated tasks within 60 days of opening their RoarMoney account, both the Referrer and the Referred Individual will receive the corresponding reward described below.

Actions required during Promotion Period	Reward
1. Referrer must send Referred Individual their unique referral code by following the prompts in the MoneyLion App. 2. The Referred Individual must download the MoneyLion App and register as a MoneyLion user. 3. When prompted during the registration process, the Referred Individual must input the unique referral code sent by the Referrer. 4. The Referred Individual must open a RoarMoney account.	$5 credited to each of Referrer and Referred Individuals’ RoarMoney accounts (“$10 Bonus”)
Actions required within 60 days of Referred Individual opening RoarMoney Account	Reward
Referred Individual must switch their direct deposits to RoarMoney: Set up a minimum of $100.00 recurring direct deposit into RoarMoney, which must appear at least twice in the RoarMoney account.	$50 credited to each of Referrer and Referred Individuals’ RoarMoney Accounts (“$50 Bonus”)
Potential Total Rewards Per Participant	$55

For a direct deposit to qualify for the $50 bonus, it must be a recurring transfer, meaning that the deposit must be made more than once, made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check and cash transfers are not qualifying direct deposits. It may take several pay cycles for your Direct Deposit to be detected.

Rewards will be deposited into the appropriate RoarMoney account within fourteen (14) days of completing the stipulated action(s), subject to any delays or other circumstances which may delay the deposit of any reward. By participating in this Promotion, a Participant authorizes MoneyLion or its agent to deposit any reward into their RoarMoney account. A Participant will forfeit their reward if their RoarMoney account is not in good standing, including if it is closed, suspended, or was not opened, as determined by MoneyLion in its sole discretion, or is otherwise unable to receive the reward.

For the avoidance of doubt, if a Referred Individual does not input a valid referral code when prompted by MoneyLion, the Referrer and Referred Individual will not be eligible to receive rewards under this Promotion. If a Referred Individual inputs an incorrect but valid referral code not belonging to the Referrer, the Referred Individual and the party that is assigned that referral code will be eligible to receive the reward. A Referred Individual cannot change or add a referral code after registering to become a MoneyLion user.

Each Referred Individual acknowledges by inputting the unique referral code received from or originating from a Referrer, and/or payment of the $5 Bonus or $50 Bonus to the Referrer will result in the Referrer’s knowledge of the Referred Individual’s establishment of a MoneyLion account, including a RoarMoneySM account, and the receipt of direct deposit, with no expectation of privacy regarding same.

Miscellaneous

MoneyLion will issue each party any applicable tax forms. Bonus recipients are solely responsible for any federal, state or local taxes that may be associated with receiving a Bonus, and should consult with its own financial, tax and/or legal advisor(s) regarding the same. In its sole discretion, MoneyLion may change or terminate this Promotion at any time without notice to you. MoneyLion reserves the right to review and disqualify, at any time and in its sole discretion, any Referrer or Referred individual from participating in this Promotion if both or either solicited the Bonus in a manner inconsistent with these Promotion terms. MoneyLion further reserves the right not to honor and/or seek reimbursement of any Bonus which in MoneyLion’s sole discretion was solicited in a manner inconsistent with these Promotion terms. This Promotion is not sponsored or endorsed by Pathward®. MoneyLion may choose to withhold or claw back any Bonus that a Referrer or Referred Individual may receive under this Promotion if MoneyLion believes that they engaged in fraud, did not satisfy the eligibility requirements, or violated these terms and conditions. A Referrer or Referred Individual who receives the Bonus is responsible for any taxes or fees associated with the Reward.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by Pathward®, National Association, Member FDIC. RoarMoney℠ is a service mark of MoneyLion. Mastercard and the circles designed are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

This promotion is not sponsored or endorsed by Pathward® or Mastercard.

$5 Referral + $50 Direct Deposit Bonus Promotion 2021

Promotion Period

The $5 Referral +$50 Direct Deposit Bonus Promotion (the “Promotion”) starts on December 6, 2021 at 12:00 AM ET and ends on December 31, 2021 at 11:59 PM ET (the “Promotion Period”). The Promotion is offered by MoneyLion Technologies Inc. (“MoneyLion”).

Eligibility

This Promotion is available to MoneyLion users who receive an invitation to participate in this Promotion directly from MoneyLion and have a RoarMoney^SM account in good standing (each a “Referrer”) and those individuals that have a direct, personal and non-commercial relationship with the Referrer who receive an invitation and referral code to join MoneyLion, as described below, directly or originating from a Referrer (each a “Referred Individual”). Referred Individuals who currently have any account with MoneyLion or have previously had any account with MoneyLion will not be eligible to participate in this promotion.

The Promotion

During the Promotion Period, MoneyLion will award both a Referrer and a Referred Individual five dollars ($5.00), credited into their RoarMoney^SM account (the “$5 Bonus”), when they complete the following steps:

1. A Referrer must send the Referred Individual their unique referral code by following the steps in the MoneyLion mobile application (the “App”);

2. The Referred Individual must download the App and create a MoneyLion account via the App;

3. The Referred Individual must input the Referrer’s referral code when prompted during the process of opening their MoneyLion account; and

4. The Referred Individual must successfully open a new RoarMoney^SM account during the Promotion Period.

5. MoneyLion will award both the Referrer and the Referred Individual fifty dollars ($50) credited into their RoarMoney^SM account (the “$50 Bonus”), when the Referred Individual receives a qualifying direct deposit of $100.00 or more into their RoarMoney^SM account within 60 days of opening the account. The qualifying direct deposit must be a recurring transfer, meaning that the deposit must be made more than once, made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check and cash transfers are not qualifying direct deposits. It may take several pay cycles for your Direct Deposit to be detected.

At all times, the Referred Individual is only eligible for one $5 Bonus and one $50 Bonus and the referrers shall only be eligible for one $5 Bonus and one $50 Bonus per each successful referral to a Referred Individual. In no instance shall the Referring Individual receive more than one $5 Bonus or $50 Bonus for the same Referred Individual. The $5 Bonus will be credited to the Referrer and Referred Individual’s respective RoarMoney^SM account within fourteen (14) days of completing all required steps. The $50 Bonus will be credited to the Referrer and Referred Individual’s respective RoarMoney^SM account within fourteen (14) days of a qualifying deposit being detected.

For the avoidance of doubt, if a Referred Individual does not input a valid referral code when prompted by MoneyLion, the Referrer and Referred Individual will not be eligible to receive the Bonus. If a Referred Individual inputs an incorrect but valid referral code not belonging to the Referrer, the Referred Individual and the party that is assigned that referral code will be eligible to receive the Bonus. A Referred Individual cannot change or add a referral code after creating their MoneyLion account.

Each Referred Individual acknowledges that receipt of a referral code from or originating from a Referrer, and/or payment of the $5 Bonus or $50 Bonus to the Referrer will result in the Referrer’s knowledge of the Referred Individual’s establishment of a MoneyLion account, including a RoarMoney^SM account, and the receipt of direct deposit, with no expectation of privacy regarding same.

In MoneyLion’s sole discretion, if either the Referrer or the Referred Individual’s RoarMoney^SM account is not in good standing, including if it is closed, suspended, or was not opened, at any point during the Promotion Period or when MoneyLion attempts to credit an account with the $5 Bonus or $50 Bonus, both the Referrer and Referred Individual shall forfeit the applicable bonus.

Miscellaneous

MoneyLion is a financial technology company, not a bank. RoarMoney^℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by Pathward®, National Association, Member FDIC. RoarMoney^℠ is a service mark of MoneyLion. Mastercard and the circles designed are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

This promotion is not sponsored or endorsed by Pathward® or Mastercard.