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Enjoy a new way to build credit, with the Secured Chime Credit Builder Visa® Credit Card

Build credit with everyday purchases and on-time payments*
Chime Checking Account and $200 qualifying direct deposit required to apply. Eligibility requirements apply.
No annual fee, no interest**, no credit check to apply
Increase your score by an average of 30 points***

*On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.
**Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven location, or any Allpoint or Visa Plus Alliance ATM.
***Based on a study conducted by Experian®, Credit Builder members observed an average 30 point FICO® Score 8 increase after 8 months, with regular on-time payments. Results may vary, see Chime.com for details.
The Chime Credit Builder Visa Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

Credit Builder

Fee-free overdraft with Chime’s SpotMe®

SpotMe allows you to overdraw up to $200* on debit card purchases without charging a fee

SpotMe limits start at $20 and can be increased up to $200* by Chime based on factors such as account activity and history

Chime members who receive a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month are eligible to enroll.

There are no fees to use SpotMe

*SpotMe eligibility requirements and overdraft limits apply. See Terms and Conditions. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Overdraft Protection

Did you still need cash?

Get up to $2,500 while building credit. Short-term loans. Fast and easy

Installment Loans

Up to $6,495* in Educational Grants May be Available to You, If You Qualify!

Interested in going back to school? Review your Educational Qualifications now.
*studentaid.ed.gov/understand-aid/types/grants/pell/

Education Offers

Start earning today

Earn $100 or More Your First Visit!
Free ways to make money doing easy and fun tasks like playing games, answering surveys, or referring friends!
Real cash- no points or gift cards!
Earn Now with KashKick!

Employment Opportunity

Get instant access to your pay before payday

Get up to $750 per paycheck and $100/day.

No credit check
No interest
No mandatory fee

Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third-party fees may apply, see Earnin.com/TOS for details.

Cash Advance

Offer order is based on conversion probability, compensation from our partners, and other factors.

Need Assistance? Call Us:+1 (800) 614-7505

If you did not receive an offer from a specific Lending Partner, they may not have been able to determine whether you qualified for a personal loan based on the information you provided. No credit decision has been made. You may still qualify for a personal loan from our partners.

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