Explore Credit Builder Offers

Credit builders may improve your credit by reporting on-time loan, credit card, or rent & utility bill payments to one or more of the major credit bureaus.

Introducing the Secured Chime Credit Builder Visa® Credit Card

Start building credit easily with everyday purchases and on-time payments*

Requires a Chime Checking Account and $200 qualifying direct deposit to apply. No annual fee, no interest**, and no credit check to apply.
Experience an average 30-point*** credit score increase with on-time payments

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Credit Builder

Build credit while you bank

Get credit building that’s simpler, safer, and seamless

Use your own money to build credit

No credit checks or history required

All with no annual or minimum balance fees*

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Credit Builder

Restore your credit score with Credit Builder Plus membership.

Grow credit by paying off a small loan - no hard credit check
Unlock savings after building credit - and get helpful insights and tips
Track your score over time to see changes

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Credit Builder

Boost your credit for as little as $5 a month with Kikoff!

No hidden fees

No credit score or credit pull required

Instant decision on approval when you apply

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Credit Builder

Unlock A Secured Credit Card With A Credit Builder Account

Self - Secured Visa® Credit Card*

No hard credit pull
No credit score required

Establish credit with 3 major bureaus

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Credit Builder

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Introducing the Secured Chime Credit Builder Visa® Credit Card

Start building credit easily with everyday purchases and on-time payments*

Requires a Chime Checking Account and $200 qualifying direct deposit to apply. No annual fee, no interest**, and no credit check to apply.
Experience an average 30-point*** credit score increase with on-time payments

Continue

Credit Builder

Build credit while you bank