Get Up to $500.
Fast¹.
Access up to $500 of your hard-earned cash when you need it.
No interest. No credit check. No mandatory fees.
Available in minutes for a fee¹, or get it in 1-5 business days with no fees.
Need More?
Increase your limit up to $1000²
Become a RoarMoney℠ customer and set up qualifying recurring direct deposits to increase your limit
Give yourself a boost
Temporarily increase your Instacash limit when you complete actions in the MoneyLion app or participate in boost promotions.
Share the love
Every month, you can increase 5 of your friends’ Instacash limits³ with Peer Boosts – at no cost to you. They can even Boost you right back to raise your limit temporarily.
STEP ONE
Join MoneyLion
Download the MoneyLion app and use your email address to create an account.
STEP TWO
Unlock Instacash
Link your checking account to qualify for no interest cash advances in minutes¹. No credit check.
STEP THREE
Get Cash Quickly
Request an advance in the app. You can choose free standard delivery or pay a Turbo delivery fee to get your funds in minutes.
Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.
*Business days are Mondays through Fridays, excluding bank holidays.
- Turbo Fees vary based on the advance amount and disbursement account you choose.
- Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
- The $5 Instacash Boost will increase your Instacash advance limit for the calendar month in which it is received and can only be utilized by users with a maintained Instacash eligibility. The $5 Instacash Boost can only be used once. You may only receive one Boost from up to 5 friends per month.
© 2013 - 2025, MoneyLion, Inc.
All Rights Reserved