ROARMONEY

Banking That
Works For You

Earn real cashback, get paid up to 2 days early1, and move your money when and where you want to.

Powered by Pathward®, N.A., Member FDIC.

Bank Your Way
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Make Money Work For You.


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Get paid up to 2 days early.1

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Access up to $1,000 of your paycheck with interest-free Instacash®.2

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Buy Bitcoin or start investing with your spare change using Round Ups.3

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MoneyLion WOW members get purchase protection covering travel, phones, event tickets, and more.11

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Real Cashback. No BS.


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Earn up to $500 cashback on 5 qualifying purchases of $10 or more each month.

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Get rewarded when you shop at your favorite stores online.

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MoneyLion WOW members get cashback on every qualifying purchase of $10 or more.4

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Your Cash.
Your Rules.


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Deposit funds automatically into your account using a custom schedule. 

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Add funds to your RoarMoney account through a network of 90K+ retailers nationwide.5

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Withdraw from 55K fee-free ATMs.6

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Settle up: Send and receive money without fees using MoneyLion Pay.7

Peace of Mind

Always Safe.
Always Secure. 


Always Safe.

Funds are FDIC-insured up to $250,000.

Security

Debit cards are backed by the benefits and reliability of Mastercard including Price Protection, Zero Liability, Extended Warranty.8

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Lock your card instantly in the app anytime.

Zero Minimums.
Zero Hidden Fees.
No Catch. 


ATM

No ATM fees at 55,000+ Allpoint® locations.6

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No minimum balance fees.

Wow

MoneyLion WOW members get refunds on foreign transaction fees on purchases.14

Track &
Manage


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Track your spending with weekly reports to view your spending habits by category.

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Discover new money hacks, content, and personalized insights to level up your finances.9

  1. Create your account
    Create your account and choose your money goals to personalize your experience. It takes just a few minutes.
  2. Easily add funds to your account
    Easily add funds to your account via 4 different methods: cash, debit card, direct deposit, or external transfer.
  3. Activate your virtual card
    Activate your virtual card in the app to start using it right away.
  4. Make it yours
    Make it yours. Choose your favorite color for your physical card and have it shipped to you.
We’ve given out over 1 million in cashback to date.
Active rewards paid as of 11/20/2023
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Monique D FROM Google Play
4/28/23
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NYCBOYAC FROM APP STORE
3/25/23
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Trevin H from MoneyLion Discover
9/20/23
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Monique D FROM Google Play
4/28/23
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NYCBOYAC FROM APP STORE
3/25/23
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Trevin H from MoneyLion Discover
9/20/23
Never Overpay To Shop

You've got questions.
We have answers.

How do I open a RoarMoney account?

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It’s easy and takes just a few minutes! Download the free MoneyLion app from the Apple or Google Play store and register for a MoneyLion account with a few pieces of personal information, including your name and your email address. Once you have created an account, we will need to confirm your identity. To do this, we securely and quickly gather additional information from you, including your Social Security number, address, and date of birth.

Once we have verified your identity, you can tap the RoarMoney banner in the app or select the RoarMoney product from our listing of products to set up your RoarMoney account in just a few steps! To start making the most of your account, you should link an external bank account and transfer funds or set up direct deposit. Note that you must be 18 years or older and a resident of the fifty (50) United States or the District of Columbia to be eligible for RoarMoney.

Are there any fees with the RoarMoney account?

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RoarMoney will not charge you hidden bank fees associated with your account! Any fees will be disclosed to you. You have access to 55,000 free Allpoint ATMs, but if you use an ATM that is outside of the Allpoint network, you will incur an ATM fee of $2.50 + whatever the out-of-network ATM / financial institution charges (typically $2-$5). These fees apply to both domestic and international ATMs.

If you choose to expedite your physical replacement card, this will incur a $25 fee. This will allow you to receive your card within 2-3 business days.

There is a $1 monthly administrative fee associated with your RoarMoney Account. Please see FAQ on administrative fee for additional information. Other fees associated with the RoarMoney Account including, send a paper check for Bill Pay and adding funds via external debit card will apply. See account agreement for more information.

When will my debit card arrive?

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First, you don’t need to wait for your card to arrive in the mail to start using your new RoarMoneySM account. As soon as you sign up, you can activate your RoarMoneySM virtual card and set a PIN in the MoneyLion app or by calling our automated activation line at 1-801-736-2453 and use it to shop online, by phone and everywhere that accepts mobile pay after adding funds into your RoarMoneySM account. You find your virtual card in the Accounts tab of your MoneyLion app.

To receive a physical card, you must first add funds or set up a direct deposit to your RoarMoneySM account in the MoneyLion app. After funding your account, you can order your physical card in the app. Once ordered, we’ll mail you a MoneyLion Debit Mastercard®, which typically arrives within 7-10 business days. You should expect your debit card to reach you by the end of the 10th business day.

If you haven't received your card after 11 business days, please double-check that your address on file is correct using the MoneyLion mobile app (you’ll find your address in the Main Menu by tapping your profile picture). If you need to update your address, click Edit next to the address.

If you have not yet added funds to your RoarMoneySM account, you can learn more about how to add money to your account here.

Do you check my credit history when I apply for a RoarMoney account?

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No, we don’t check your credit history when you apply for a RoarMoney account, and applying will not affect your credit score.